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Why Should You Look At Adjustable Rate Mortgages?
Each week, government-led Freddie Mac publishes a weekly mortgage rate survey based on data from 125 banks across the country. According to this week’s results, the relative rate of a 5-year ARM in Colorado is extremely low versus its 30-year fixed-rate cousin. Consider this comparison: In April 2009, the two products ran neck-and-neck with respect to rates In April 2010, the two products... [Read more]
How To Buy Bank-Owned Homes In A Period Of Rising Inventory
Foreclosure filings rose close to 20 percent nationwide last month versus February, according to foreclosure-tracking firm RealtyTrac.com, and for the 13th straight month, total filings topped 300,000. In addition, bank repossessions reached an all-time, quarterly record. Through the first three months of 2010, banks reclaimed more than 257,000 homes. Nonetheless, 4 states dominated foreclosure activity... [Read more]
Why You Shouldn’t Schedule Your Closing For May 28, 2010
The federal home buyer tax credit expires April 30 and the deadline is sparking a home sale surge. It figures to burden real estate, mortgage and title offices nationwide over the next 60 days so plan your closing date accordingly. Especially because the last Friday in May is the Friday before Memorial Day. Now, if the connection between the tax credit and Memorial Day is not immediately clear, think... [Read more]
Home Renovations That Increase Your Resale Value (2010 Edition)
Not all home improvements are created equal. Especially if you’re looking for “resale value” back from your work. An article from the Wall Street Journal lays it out cleanly. Function beats flash these days so be wary of where you spend. Environmental upgrades such as home insulation and energy-efficient steel entry doors are recovering a much greater percentage of their cost these... [Read more]
It’s Time To Re-Approve Your Pre-Approval
As the federal home buyer tax credit nears its April 30 end-date, there’s a lot of would-be home buyers in Denver still working to get under contract. A piece of advice for all of them : If your pre-qualification and/or pre-approval letter is more than 8 weeks old, it would be prudent to have your lender “re-pre-approve” you. Mortgage guidelines have been in flux and your original... [Read more]
Denver MLS - IDX Listings Search, Foreclosures, Short Sales
We specialize in providing in-depth information about the various neighborhoods in and around the Denver Metro area.
We have resources for the demographics, schools and history of the areas. If you don't see what you are looking for here, feel free to pick up the phone and call us. We can help you with your quest to find relevant information.
