From the monthly archives:

June 2008

Mortgage Insurance

by Angela Fox on June 24, 2008

The main topic at the Cherry Creek Leads Group meeting last Tuesday was presented by Cathy Barry of Mortgage Solutions. She discussed mortgage insurance and how it affects buyers in this market. Since days of 100% financing are gone, and getting a second mortgage is a slim option, most buyers in today’s market must pay for mortgage insurance.

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Denver ~ The Future is Now

by Kristal Kraft on June 20, 2008

While other cities are scrambling to put together a successful public transportation plan, Denver has become their resource. Referred to by NBC as the Poster Child of public transportation, Metro Denver is a leader and a mentor to cities needing to solve their transportation crisis.

Back in November of 2004 Colorado voters approved a sixth-tenths of a cent sales tax increase to generate $4.7 billion for rail transit improvements. These improvements are still in the making and when done we in Denver will enjoy an additional 119 miles of rail transportation.

This past weekend Denver was highlighted on NBC. Enjoy the video cast:

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Covering all the bases

by Kristal Kraft on June 20, 2008

Becoming a homeowner may be old hat for some who have owned a home for years and are familiar with the expenses of homeownership. Then there are those who are first time buyers and not familiar with what owning a home entails.Denver Real Estate

The most basic expenses are the mortgage, taxes and insurance. Then come utilities, gas, electric, water and sewer. Typically these expenses are billed on a monthly basis. Sometimes the present homeowner is willing to share (and show) their monthly bills. Seeing the hard copy is very helpful in assuring the future buyer what to expect.

However, if the seller is long gone or has not kept their utility bills there is another way to find out what these costs might be!

Call Xcel. In Denver metro most homes are serviced by one company, Xcel Energy. It makes investigating utility costs quite simple. One call and a few minutes on the telephone you can determine what the average bills, high and low are for a home.

Of course previous usage may not be the same as for the new homeowner. Everyone uses power in a different way, some like to be cooler in winter than others so that will effect the bill. In any event having a benchmark for possible consumption is a good way to eliminate unexpected surprises.

You can reach Xcel Energy at 1-800-895-4999

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